Lean and consumer loan granting: 100% in time every time
Context
The new shareholder of a consumer credit company proposed a really ambitious industrial plan consisting of reducing operational costs by 100 million € and multiplying profitability by 4 in 3 years. The company chose to deploy lean within their core business process to ensure high return on investment in a very short period of time.
Coaching structures
The pilot project was led by 1 Operae coach who also trained 2 project leaders, 1 team leader and 10 operators.
Examples of lean actions implemented
Problem solving was performed on 3 axes:
Quality:
Quality:
- Facilitate the credit approval process to avoid the “stop and go” phenomenon
- Improve the quality and completeness of incoming credit dossiers
Lead Time :
- Organization of the stock based on the age of dossiers
- Problem solving on pending files
Productivity:
- Standardization of the file handling process and training of the agents
- Agent workload leveling

